About Us

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As an independent full service Pennsylvania insurance agency our duty is to our clients not the insurance companies. As your insurance agents, it is our responsibility to provide YOU the best service and the best coverage, at the best possible price.

We offer competitive insurance programs for Personal Auto, Homeowners, Commercial and Life Insurance/Annuities. We know you expect the best value without sacrificing personalized service and that’s what we do at Makowski Insurance.

We combine the state of the art computer systems and Old School Service. It allows us to provide rate comparisons among Pennsylvania’s finest insurance companies. We start by evaluating your specific needs and finding the company that will give you the best insurance value for your dollar. We bring it all together with easy, affordable payment plans to suit your budget. As our client, we provide you with quality customer service, periodic reviews of your insurance coverage’s and premiums, and assistance with reporting claims.
We are here for all your insurance needs.

The insurance information and analytical tools like calculators on our site is to educate you about the whole range of insurance products and coverages. It is by no means complete or exhaustive. Please do not hesitate to contact us with your questions. There is no obligation. There will be no hard sell either. Just fill in the contact form and our agent will get in touch with you ready to answer all your questions.

Here is how to get a free quote from us:

Call us at (724) 335-3213 and get an instant quote over the phone from one of our friendly representatives. We always prefer to take our time to talk to you personally. This is our responsibility to you, and if we are going to be your agent, we should do the work.

Quick Quote Request – Simply select the appropriate form from the Free Quotes menu or From any of the section menus, fill in the requested information and get your quick quote from many of Pennsylvania‘s best insurance companies.

We are committed to providing you with great service and protection at affordable rates. We make YOU our number one priority.

An Independent Advantage

We are Independent Agents in Lower Burrell, Pennsylvania, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Makowski Insurance represents a carefully selected group of financially strong, reputable insurance companies. Therefore, we are able to offer you the best coverage at the most competitive price.

What is an Independent Insurance Agent?

When you decide to buy a car, you wouldn’t purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn’t have a choice!

The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family’s financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, you wouldn’t have a choice. The only solution would be going to that one company.

With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.

An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.

When you buy insurance, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, because it’s up to you to make the final choice.